Got a message that feels wrong? Paste it into this scam message checker. It looks for common scam wording and risky links, shows what it found and tells you what to do next. It runs on your device and sends nothing to us.
This is a guide, not a verdict. A message with no flags can still be a scam, and a genuine message can trip a flag. When in doubt, check using your bank’s official app or the number on your card.
How the scam message checker works
The checker compares your text against common scam patterns used in India: requests for OTP or PIN, fake KYC or account-block warnings, arrest threats, fee demands, prize claims, “refund” tricks, task and investment offers, and pressure to act fast. It also reads any links for signs such as shortened addresses, unusual domain endings and look-alike names.
What the result means
- High risk: several classic scam features. Do not click, call back or share anything.
- Suspicious: warning signs. Verify only through an official channel you find yourself.
- Some caution: minor flags. Check the sender before acting.
- No common red flags found: not proof of safety.
Where to report a scam message
Report suspicious calls and messages to the Chakshu service on the Sanchar Saathi portal. If you lost money, call 1930 and your bank. See all official fraud reporting channels.
Scam message checker: frequently asked questions
Is this scam message checker accurate?
It is a rule-based guide that spots common warning signs. It cannot confirm whether a specific message is genuine or fake, so use it as a prompt to slow down and verify through an official channel.
Does the checker send my message to your server?
No. The check runs in your browser on your device. Your text is not uploaded, stored or shared by this page.
What should I do if the checker finds no red flags?
Treat that as “no common signs found”, not as proof of safety. If the message asks for money, OTPs, PINs or personal details, verify through your bank’s official app or the number printed on your card.
How can I tell if a link in an SMS is safe?
Do not open links in unexpected messages. Look for shortened links, unusual endings like .xyz or .top, many hyphens and brand names in odd places. Go to the official site or app yourself instead.
Where do I report a scam SMS or WhatsApp message?
Report it through the Chakshu service on the Sanchar Saathi portal. If you shared details or lost money, call 1930 and your bank straight away.
Is this tool official?
No. Yahoo News Today is independent and is not affiliated with any government body, bank or organisation. The tool gives general information only.
Related tools and guides
- Fraud helpline India: which number to call
- Scam message checker
- Bank fraud complaint letter generator
- Evidence checklist and complaint letter
- Cyber fraud first-hour steps
- All official fraud reporting channels
Yahoo News Today is independent and is not affiliated with any government body, bank, payment app or organisation. This tool gives information only, not legal or financial advice.
Last checked: 15 November 2026. Helpline numbers and procedures can change, so confirm on the official site.